One of the least mentioned and understood forces in personal finance is what I call the “Coffee Cost”. In more technical terms, it’s known as the “Lost Opportunity Cost” or “LOC” for short. This number represents the amount of money lost or paid over someone’s lifetime for every dollar they spend on coffee or anything … Continue reading What’s your Coffee Costing You?
In his bestselling book, The 48 Laws of Power, Robert Greene's 29th Law is "Plan all the way to the end". What he is proposing is that as we begin any endeavour, it is prudent to plan all the way to the end, before we start. Sadly, because personal finance has become increasingly complex, with the … Continue reading Why an End Game?
How are you going to fund retirement? Business Succession? 401(k)s, IRAs and Other retirement plans? Did you know that if these work too well that they can trigger taxes on up to 85% of Social Security Benefits¹ and lead to Higher MediCare Premiums², as well as a whole host of other problems? Well they can! … Continue reading So What’s Your End Game?
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